Term Life
Insurance

Term life insurance pays your beneficiaries a set amount in the event of your death within a specific time period, or term.

What is Term Life Insurance?

Return of premium (ROP) is a type of term life insurance policy that provides a death benefit to your beneficiaries if you die during the term of your policy, but refunds the premiums you’ve paid if you outlive the policy term.

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Term Life
Insurance

Term life insurance pays your beneficiaries a set amount in the event of your death within a specific time period, or term.

What is Term Life Insurance?

Return of premium (ROP) is a type of term life insurance policy that provides a death benefit to your beneficiaries if you die during the term of your policy, but refunds the premiums you’ve paid if you outlive the policy term.

Is Term Life Insurance right for me?

If you have family or friends who depend on your income to pay the bills, your ability to earn a paycheck is probably one of your most important assets. Unfortunately, that asset is vulnerable to all sorts of unpredictable risks. If something happened to you and you couldn’t work, what would happen? Could they pay the mortgage without your salary? What about college tuition for the kids? 

While we can’t always control misfortune, we can take steps to protect our loved ones from its consequences. Term life insurance can be an affordable way for breadwinners to secure financial protection for their families in case the unthinkable happens. The sooner you get coverage, the better—you want to make sure that when your loved ones need it most, there’s a check with their names on it.

Term insurance offers great value for your money. It’s simple, straightforward, and gives you the peace-of-mind of knowing that if anything were to happen to you, your family would be taken care of. With it, you can protect your family from financial hardship and help secure their future.

Term policies usually offer higher coverage and lower premiums. Some policies do not require lab or mouth swab.

"We understand that your family represents the most important thing in your life. That's why we offer a variety of life insurance policies to meet your family's needs."