Travel insurance is a type of insurance designed to cover unexpected events that can occur before or during your trip. It provides financial protection against a range of travel-related issues such as trip cancellations, medical emergencies, lost luggage, and more.

Travel insurance typically covers:

• Trip Cancellation and Interruption: Reimbursement for prepaid, non-refundable expenses if your trip is canceled or interrupted for covered reasons.
• Emergency Medical and Dental: Coverage for medical and dental emergencies that occur during your trip.
• Medical Evacuation and Repatriation: Transport to the nearest medical facility or return to your home country for medical treatment.
• Baggage Loss and Delay: Compensation for lost, stolen, or delayed baggage.
• Travel Delay: Reimbursement for additional expenses due to travel delays.
• Accidental Death and Dismemberment: Benefits in the event of accidental death or severe injury.

Travel insurance typically covers:

• Trip Cancellation and Interruption: Reimbursement for prepaid, non-refundable expenses if your trip is canceled or interrupted for covered reasons.
• Emergency Medical and Dental: Coverage for medical and dental emergencies that occur during your trip.
• Medical Evacuation and Repatriation: Transport to the nearest medical facility or return to your home country for medical treatment.
• Baggage Loss and Delay: Compensation for lost, stolen, or delayed baggage.
• Travel Delay: Reimbursement for additional expenses due to travel delays.
• Accidental Death and Dismemberment: Benefits in the event of accidental death or severe injury.

To make a claim on your travel insurance, follow these steps:

• Contact Your Insurance Provider: Inform them of the incident and request a claim form.
• Complete the Claim Form: Provide all necessary details and documentation, such as receipts, medical reports, and police reports.
• Submit the Claim: Send the completed claim form and supporting documents to your insurance provider for review.
• Follow Up: Keep in touch with your provider to check the status of your claim and provide any additional information if needed.

Cancel for Any Reason (CFAR) coverage is an optional add-on that allows you to cancel your trip for reasons not covered by standard trip cancellation insurance. CFAR typically reimburses a percentage of your prepaid, non-refundable expenses (usually 50-75%). It must be purchased within a certain time frame after booking your trip, and you must cancel your trip at least two days before departure.

Yes, many travel insurance providers allow you to extend your coverage if your trip is extended. Contact your insurance provider before your current policy expires to arrange an extension. Be aware that some providers may have limitations or restrictions on extensions.