Medicare Advantage (No Part D)
Medicare Advantage must follow rules set by Medicare. Most Medicare Advantage plans include a Part D drug plan. There are MA only plans for people who have creditable drug coverage from an employer, VA or Tricare for example.
In most cases, you will need to use health care providers who participate in the plans network. These plans set a limit on what you will have to pay out-of-pocket each year for covered services. Some plans offer non-emergent coverage out of network, typically at a higher cost.
Medicare Advantage plans are a popular way for many people to get Medicare coverage. With Medicare Advantage, you get your Medicare benefits from a private insurance company.
Medicare Advantage (No Part D)
Medicare Advantage must follow rules set by Medicare. Most Medicare Advantage plans include a Part D drug plan. There are MA only plans for people who have creditable drug coverage from an employer, VA or Tricare for example.
In most cases, you will need to use health care providers who participate in the plans network. These plans set a limit on what you will have to pay out-of-pocket each year for covered services. Some plans offer non-emergent coverage out of network, typically at a higher cost.
Medicare Advantage plans are a popular way for many people to get Medicare coverage. With Medicare Advantage, you get your Medicare benefits from a private insurance company.
Is Medicare Advantage no Part D right for me?
Medicare Advantage plans can have lower premiums and deductibles and copayments than original Medicare. They also generally include some coverage for things like hearing aids, eyeglasses, dental care and other services not covered by Original Medicare — so if these are important to you, you may want to consider enrolling in a Medicare Advantage plan with these benefits included.
These plans are usually designed for people with credible drug coverage from their employer, VA and Tricare.
If you’re enrolled in original Medicare, you might think that Medicare Advantage plans would cost more than original Medicare. But that’s not always the case. In fact, many Medicare Advantage plans have lower out-of-pocket costs than original Medicare.
Keep in mind you must use the card from your Medicare Advantage plan to get your Medicare covered services.
TRICARE includes prescription drug coverage. In many cases, it isn’t necessary for TRICARE beneficiaries to enroll in a Part D prescription plan Keep your Medicare card in a safe place.
